Vulnerable Consumer Policy

1. Policy Statement
At 247direct.com, we are committed to ensuring that all our customers are treated fairly, with dignity and respect. We recognise that some customers may find themselves in vulnerable circumstances due to a variety of factors and may need additional support to make informed decisions or complete transactions.
This policy outlines how we identify and support vulnerable consumers and what steps we take to ensure they are not disadvantaged or exploited.

2. Definition of a Vulnerable Consumer
A vulnerable consumer is someone who, due to their personal circumstances, is especially susceptible to harm, particularly when a business is not acting with appropriate levels of care. 

A person may be vulnerable due to:
Age (older or very young consumers)
Mental or physical health conditions 
Learning disabilities or low literacy 
Language barriers 
Bereavement 
Financial hardship 
Technological illiteracy or lack of access to digital services 
Temporary life circumstances (e.g. illness, redundancy, divorce) 

3. Our Commitments
We aim to: 

Treat all customers with sensitivity and respect 
Identify signs of vulnerability wherever possible 
Communicate in a clear, accessible, and jargon-free manner 
Make reasonable adjustments to accommodate vulnerable customers 
Train staff to recognise and support vulnerable consumers appropriately 
Provide alternative contact methods or assistance where required 

4. Identifying Vulnerable Consumers
We recognise that identifying vulnerability is not always straightforward. However, we encourage our staff to be attentive to potential signs, such as:

Difficulty understanding or processing information 
Repeated or confused questions 
Hesitation or silence in communication 
Emotional distress or agitation 
Unusual requests or behaviour 
Where a staff member believes a customer may be vulnerable, they are trained to: 
Ask simple and empathetic questions 
Avoid pressuring the customer into making immediate decisions 
Offer to continue the discussion at a later time or via a preferred communication 
method
Escalate concerns to a senior member of the team if needed 

5. Support Measures
If we identify or suspect that a customer is vulnerable, we may take steps such as:

Providing written follow-up summaries of calls or transactions 
Allowing extra time to explain products or services 
Offering to involve a trusted third party or carer (with the customer’s consent) 
Refraining from processing orders where understanding or consent is unclear 

6. Staff Training
All staff are provided with training and guidance to:

Understand what vulnerability means 
Recognise potential signs of vulnerability 
Communicate effectively and compassionately 
Know when and how to escalate a situation 

7. Confidentiality and Data Protection
We treat all information regarding a consumer’s vulnerability as confidential and will only record such details with the customer’s consent and in compliance with the UK GDPR and Data Protection Act 2018.

8. Feedback and Review
We welcome feedback from customers and staff to help improve our services and policies. This policy is reviewed regularly to ensure it remains effective and in line with best practices.

9. Contact Us
If you require additional support or would like to discuss any aspect of this policy, please contact:

Company Name: 247direct.com

Address: North Coullie Steading, Udny Green, Ellon, AB41 6ST

Phone: 0303 3301 247

Email: help@247direct.com